Who we are
JCRMG INC is a Real Estate Mortgage Broker
Our website address is: https://www.joecerros.com
To submit a loan application, you go to Zip (zipforhome.com) (secure site and you will be redirected outside my website)
What personal data we collect and why we collect it
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Contact forms
Zip (zipforhome.com) is out automated application hosted and secure to Calyx.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Analytics
Who we share your data with
If you request a password reset, your IP address will be included in the reset email.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where we send your data
Visitor comments may be checked through an automated spam detection service.
Your contact information
JCRMG INC Real Estate Mortgage Broker – Toll FREE 1-888-600-7577 EXT. 1 – PO Box 803 LAWNDALE CA 90260
Additional information
How we protect your data
We use Firewalls, Virus protection software, use secure emails and links. We keep everything under password protected etc.
What data breach procedures we have in place
We have guidelines we follow in case of a breach. The Consumers get notified immediately.
What third parties we receive data from
Only JCRMG INC Real Estate, JCRMG INC Mortgage and the lenders we use to do the mortgage loans.
What automated decision making and/or profiling we do with user data
We use Desktop underwriter, LP Underwriting systems.
Industry regulatory Disclaimer/Disclosure requirements
JCRMG Inc is a Real Estate Mortgage Broker – Equal Housing Opportunity – Po Box 803 Lawndale CA 90260 NMLS 2418994 DRE 02173635 – Joe Frank Cerros Broker/MLO/Realtor NMLS 240041 DRE 01356767 Doing business in California only – For licensing information go to http://www.nmlsconsumeraccess.org &http://www.dre.ca.gov – Subject to credit approval – For informational purposes only. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Other restrictions may apply. Licensed by the California Department of Financial Protection and Innovation. Loans Made or arranged pursuant to under the California Financial Law Licensed 2418994. JCRMG INC Licensed by the Department of Real Estate – Real Estate Broker License Endorsement – CA Dre 02173635